RS Crum, Inc. Form ADV Part 2A Brochure
Item 3 – Table of Contents
  1. Item 1 – Cover Page
    2
  2. Item 2 – Material Changes
    3
  3. Item 3 – Table of Contents
    4
  4. Item 4 – Advisory Business
    6
  5. Types of Advisory Services
    6
  6. Services that are Limited in Duration
    7
  7. Continuous (On-Going) Advisory Services
    7
  8. New Clients (Limited Duration and Continuous Advisory Clients)
    7
  9. Investment Management
    8
  10. Non-managed Accounts
    9
  11. Financial Planning
    9
  12. Retirement Investment Advice
    10
  13. Assets Under Management
    10
  14. Item 5 – Fees and Compensation
    10
  15. Cancellation of Services (Limited Duration or Continuous)
    11
  16. Item 6 – Performance-Based Fees and Side-By-Side Management
    12
  17. Item 7 – Types of Clients
    12
  18. Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss
    12
  19. Methods of Analysis
    12
  20. Investment Strategies
    12
  21. Investing Involves Risk
    13
  22. General Risks of Owning Securities
    13
  23. Specific Security Risks
    13
  24. Other Business Risks
    14
  25. Item 9 – Disciplinary Information
    15
  26. Item 10 – Other Financial Industry Activities and Affiliations
    15
  27. Item 11 – Code of Ethics
    16
  28. Item 12 – Brokerage Practices
    16
  29. How We Select Brokers/Custodians
    17
  30. Your Brokerage and Custody Costs
    17
  31. Products and Services Available to Us from Schwab
    18
  32. Services That Benefit You
    18
  33. Services That May Not Directly Benefit You
    18
  34. Services That Generally Benefit Only Us
    18
  35. Our Interest in Schwab’s Services
    19
  36. Directed Brokerage Transactions
    19
  37. Aggregation and Allocation of Transactions
    19
  38. Item 13 – Review of Accounts
    21
  39. Managed Account Reviews & Reporting
    21
  40. Financial Plan Reviews & Reporting
    22
  41. Item 14 – Client Referrals and Other Compensation
    22
  42. Schwab Support Products and Services
    22
  43. Recommendation of Unaffiliated Professionals
    22
  44. Item 15 – Custody
    23
  45. Item 16 – Investment Discretion
    23
  46. Discretionary Management
    23
  47. Non-Discretionary Management
    24
  48. Item 17 – Voting Client Securities
    24
  49. Item 18 – Financial Information
    25
  50. Form ADV, Part 2B Brochure Supplement
    i
  51. Description of Professional Designations Used in this Brochure Supplement
    ii
  52. Mark Rylance, CFP®
    iii
  53. Jon Theriault, CFP®
    v
  54. Daniel Sexton, CFP®
    vii
  55. Eric Papa, CFP®
    ix
  56. Mitch Christensen, CFP®
    xi
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