CELEBRATING OVER 40 YEARS OF FINANCIAL MANAGEMENT

PERSONAL FINANCIAL PLANNING

We are passionate about planning! Our experience suggests that goals are most likely to be achieved when a carefully designed plan is combined with clear communication and a commitment to execution. RS Crum has a dedicated financial planning department as well as five Certified Financial Planners™ who are here to help you develop your plan and make sound financial decisions over time. Below are examples of the many financial planning areas we assist clients with on a regular basis:

RETIREMENT

Retirement goal setting
Retirement cash flow analysis
Social Security claiming strategies

TAX PLANNING

Tax planning strategies
Tax loss harvesting
Tax diversification

ESTATE PLANNING

Tax minimization
Wealth transfer
Asset protection

CASH/DEBT MANAGEMENT

Budgeting
Financial statement analysis
Home purchase/refinance

EDUCATION

College planning and funding
Financial aid
529 plans

INSURANCE

Review of existing policies
Risk management strategies
Life and Disability Analysis

PHILANTHROPY

Charitable giving
Legacy planning
Family involvement

BUSINESS EXIT PLANNING

M&A Process Guidance
Family Wealth Counseling
Tax Planning Strategies

Our advisors often collaborate, allowing their diverse backgrounds, experience, and professional networks to be shared in an effort to make sure you receive the best advice from our collective resources.