PERSONAL FINANCIAL PLANNING
We are passionate about planning! Our experience suggests that goals are most likely to be achieved when a carefully designed plan is combined with clear communication and a commitment to execution. RS Crum has a dedicated financial planning department as well as four Certified Financial Planners™ who are here to help you develop your plan and make sound financial decisions over time. Below are examples of the many financial planning areas we assist clients with on a regular basis:
RETIREMENT
Retirement goal setting
Retirement cash flow analysis
Social Security claiming strategies
TAX PLANNING
Tax planning strategies
Tax loss harvesting
Tax diversification
ESTATE PLANNING
Tax minimization
Wealth transfer
Asset protection
CASH/DEBT MANAGEMENT
Budgeting
Financial statement analysis
Home purchase/refinance
EDUCATION
College planning and funding
Financial aid
529 plans
INSURANCE
Review of existing policies
Risk management strategies
Life and Disability Analysis
PHILANTHROPY
Charitable giving
Legacy planning
Family involvement
BUSINESS EXIT PLANNING
M&A Process Guidance
Family Wealth Counseling
Tax Planning Strategies
Our advisors often collaborate, allowing their diverse backgrounds, experience, and professional networks to be shared in an effort to make sure you receive the best advice from our collective resources.